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 Get Approved Free
For Your Best Rate Home Loan Now!
Before You Shop For Your New Home You Need to Get A Free Loan Approval.
Approval Is Fast And Free!
Free Report!: Best Financing Plan
This will put you in an outstanding position as a buyer. It is important to understand the distinction between being pre-qualified for your home mortgage and Approved for your Home Loan.
The difference between the two terms will be crucial and is the key when you decide to make an offer to purchase a home.
It is important to understand that a pre-qualification letter is just an estimate of what you are eligible to borrow, NOT a commitment to lend.
Getting APPROVED for a home loan gives you a competitive advantage when the time comes to make an offer on a home because you have been Approved for a home loan for a specified mortgage amount.
To get Approved, you will
complete a mortgage application, either online or by phone and provide information verifying your employment, assets and financial status such as W-2 forms, bank statements and paystubs.
As a Loan Officer I will review your mortgage loan options with you, and underwrite the loan that you feel best meets your needs, it's that simple.
Once the mortgage is Approved (usually within an hour or less) you will receive an Approval Letter indicating the amount of the home loan Approval.
An Approval letter is subject to a satisfactory appraisal of the home you wish to purchase and verification of funds to close.
If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, we must review your situation and re-underwrite your mortgage loan amount accordingly.
There is NO COST, and you are under No Obligiation to proceed.
The mortgage process is simple and provides fast approvals, and cost you nothing.
You owe it to yourself and your family to get a Home Loan APPROVAL FIRST, before you shop for a home!
See below for the basic pre-approval,
For more information call..... Phil 302-530-2299 or email phil@mortgagebankamerica.com
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